Check your readiness
Answer eight practical questions. No email, no sales call, no gate.
Independent Irish homebuyer resource
Your First Home
Starts Here.
A clear, no-jargon guide and toolkit to help first-time buyers in Ireland navigate lending limits, deposits, conveyancing and the buying journey—without costly mistakes.
2026 lending rules
Instant digital delivery
100% independent
Digital€29Guide
A clearer route home
Know where you stand.
Know what to do next.
Build your roadmap
Get a score, a clear readiness tier and three personal next actions.
Buy with confidence
Use the full guide’s checklists and scripts through every stage of the purchase.
Free • 2 minutes • No email required
How ready are you to buy your first home in Ireland?
Answer eight quick questions to benchmark your savings, mortgage readiness and understanding of the conveyancing process.
Question 1 of 8
Who will be buying the home?
This helps us tailor your affordability next step.
Your answers stay on this device
Plan the numbers
How long will it take to reach your deposit target?
Adjust the figures to see your 10% minimum deposit and savings runway.
€250,000€750,000
€0€100,000
€250€5,000
Illustrative only. Eligibility and amounts vary.
Your projection
10% deposit
€38,000
Still to save
€16,000
Estimated time to target
14 months
Around November 2027
Savings milestones
6 months€29,20077% of target
12 months€36,40096% of target
24 months€50,800100% of target
Important: This calculator is illustrative and is not financial advice or an eligibility assessment. It excludes interest, price changes, purchase costs and lender-specific criteria. Verify current rules with official sources and a regulated adviser.
Inside the €29 guide
The practical details nobody explains together.
A calm, step-by-step companion from your first savings target to the day you collect the keys.
Central Bank rules
Understand lending limits, exceptions and what the 4× cap means for you.
HTB & First Home Scheme
Plain-English eligibility checks, trade-offs and practical next steps.
Hidden costs checklist
Budget for stamp duty, legal fees, valuation, survey and the move itself.
AIP to loan offer
A paperwork survival guide for statements, documents and lender questions.
Viewing & structural traps
Know what to notice, what to ask and when a survey really matters.
The bidding game
Set your ceiling, stay composed and avoid the pressure of chasing.
Closing & keys timeline
Follow the final legal steps from sale agreed to collecting the keys.
Good to know
Your questions, answered.
Ready when you are